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Planning Improves Lives
Money Planning Center offers comprehensive planning capabilities that capture and analyze your existing financial landscape, providing a thorough understanding of your current situation. We go beyond simple calculations, delving into the potential effects of critical decisions you make for your financial future.
Free DIY use, 3 years minimum
Gary Smith
We believe in making great things happen for people.
Our mission is to deliver the most desired financial planning platform for great things to happen for you.
Money Tree software empowers our advisor to help achieve your dreams—dreams of creating lives of meaning and purpose. You receive FREE DIY use of Money Tree software plus 30 minutes FREE of our advisor’s time. The free use and free advisor help is designed for you to plan and improve your financial journey.
Money Tree software is up to the task. It’s as powerful as you're passionate, and that inspires confidence in our undeniable accuracy. Money Tree was built to empower you to achieve a brighter future for you and those around you.
MoneyTree Advise allows our advisor to:
• Introduce financial planning to you
• Work collaboratively and build a deeper relationship with you
• Update your financial plan as frequently as your life changes
• Build retirement plans based on your goals
• Empower your financial confidence
Here are just a few features MoneyTree Advise offers:
• Client access portal for collaboration
• Secure document vault for document sharing
• Branded, customizable reports
• Management reports
• Interactive what-if scenario tools
• Goal-based planning for preretirement
• Debt freedom analysis
• Insurance needs analysis
• Retirement capital analysis
• Retirement summary shortage solutions
• Future estate tax estimates
Financial Planning Resources
MoneyTree Advice: Sample Report
MoneyTree can guide you through a financially stable plan according to your resources. Following are examples of analysis reports made for a sample client. You can generate your own report once you fill out the financial planning questionnaire - for free!
Celebrating with One-Page Report Functionality
Reports the information of greatest interest to you
Making the Complex Simple
If you’re like most people, you want to go to your financial advisor like you go to your doctors: you want to know whether you’re healthy.
Basically, you want to know the general overview of your finances. You want to get a clear depiction of where your goals are set and how you’re progressing to meet them. You want simplified action items on what you can do to better optimize your financial health.
When it comes to the nitty-gritty of your finances, we have the tools to help.
Customized to Fit Your Needs
Whether you’re looking to summarize the broad overview with an account summary or want to dig into projections with a “what-if” graph, we have you covered. This one-pager allows you to feature any data from the larger report including but not limited to:
- Recommendations / action items
- Financial wellness (formerly health check)
- Account summary
- Retirement analysis
- What-if graph
- Monte Carlo
- Annual expenses graph
- Cash flow graph
Featured Thinking
Monte Carlo
Monte Carlo, a city in the country of Monaco. Also the world’s most famous casino. And a two-door Chevrolet car that went out of production in 2007.
Most importantly, it’s one of the ways in which Money Tree software rises above the competition.
Money Tree's Monte Carlo simulator ranked No. 1 in the Kitces Report, Volume 1, 2023, with a client satisfaction rating of 9.1, outpacing eMoney, Moneyguide, and RightCapital.
The reason we rank so high is simple. We outwork our competition. While most our competitors top out at 1,000 simulation trials in their Monte Carlo, Money Tree runs 10,000. That means that you can have even more confidence in your retirement, knowing that your plan has been stress-tested against 10,000 scenarios.
"There is credence and value to running that many simulations."
-Money Tree Product Manager and former financial advisor Matt Garrett
Fulfilling Legacies
Money Tree has begun offering tools you need to help fulfill your legacy.
We have deep respect and admiration for your legacy desires. We're incredibly grateful for the opportunity to work alongside you, and for your desire to create your legacy.
We promise to give you the tools you need to help fulfill your legacy.
Special Needs Map
A tool that helps financial professionals and attorneys, Special Needs Map allows them to work primarily with parents to forecast the financial requirements of their children with special needs. This valuable resource is now available to users of Money Tree software.
When it comes to financial planning, people with special needs have traditionally been underserved and sometimes completely overlooked. Brothers and business partners Brendan and Caleb Harty want to change that.
"It's personal for us," Brendan said. "Caleb's brother-in-law has Downs syndrome and a nephew of ours has autism. But even broader than that, we feel rewarded working with this community."
The Hartys, who work in the financial advising industry, responded to this need by inventing an online calculator called Special Needs Map. This is a tool that helps financial professionals and attorneys to work primarily with parents to forecast the financial requirements of their children with special needs.
The goal is to ensure quality of life. The Special Needs Map covers everything from housing to entertainment and vacations. The Special Needs Map is now available to users of Money Tree software. While there is an additional cost for using the Special Needs Map software, Money Tree clients will receive a discounted rate.
RMD Start Ages in Moneytree Plan
RMD timing can be a confusing topic. Because RMDs are different if you turn 72 before the end of the calendar year, in which your report is created.
RMDs at 71
This will occur for reports generated before a client’s date of birth if they are 71 or younger. Consider the following example:
• Date of Birth: June 21, 1951
• Report Generation Date: January 21, 2021
• Report Year Date Range: January 21 to January 20 following year
• Current Age: 69
• Age 72 Date: June 21, 2023
• Program’s First RMD Due Date: December 31, 2022
• Date Report Displays Age 72: January 21, 2023 As seen above, the individual will turn 72 and their first RMD will be due within the date range between January 21, 2022 and January 20, 2023. That is 2 years into the report and before the report displays age 72. This means the RMD will display at age 71. If a report is run on June 22, 2020, the RMD will display at age 72.
RMDs at 72
This will occur for reports generated after a client’s date of birth if they are 71 or younger. Let’s use the assumptions from the previous example but for a report generated on June 22, 2021:
• Date of Birth: June 21, 1951
• Report Generation Date: June 22, 2021
• Report Year Date Range: June 22 to June 21 the following year
• Current Age: 70
• Age 72 Date: June 22, 2023
• Program’s First RMD Due Date: December 31, 2023
• Date Report Displays Age 72: June 23, 2023
This will occur for reports generated before a client’s date of birth if they are 71 or younger. Consider the following example:
• Date of Birth: June 21, 1951
• Report Generation Date: January 21, 2021
• Report Year Date Range: January 21 to January 20 following year
• Current Age: 69
• Age 72 Date: June 21, 2023
• Program’s First RMD Due Date: December 31, 2022
• Date Report Displays Age 72: January 21, 2023 As seen above, the individual will turn 72 and their first RMD will be due within the date range between January 21, 2022 and January 20, 2023. That is 2 years into the report and before the report displays age 72. This means the RMD will display at age 71. If a report is run on June 22, 2020, the RMD will display at age 72.
RMDs at 72
This will occur for reports generated after a client’s date of birth if they are 71 or younger. Let’s use the assumptions from the previous example but for a report generated on June 22, 2021:
• Date of Birth: June 21, 1951
• Report Generation Date: June 22, 2021
• Report Year Date Range: June 22 to June 21 the following year
• Current Age: 70
• Age 72 Date: June 22, 2023
• Program’s First RMD Due Date: December 31, 2023
• Date Report Displays Age 72: June 23, 2023
